When you want to buy something online, how can you be sure that it is a safe site to do it on? How can you be sure that you won’t be scammed, or that your personal, sensitive information won’t be stolen? Whether you’ve just obtained your new loan or you’re using money you already have, you will want every online transaction to be as safe as possible.
The problem is, cybercriminals make it their business to steal your information and your money when they can. That’s why it is so important to look carefully into online transactions and make them as safe as possible. Here are some useful tips.
Is The Site Legitimate?
The first thing you need to do when you are going to buy something online is to check that the site you intend to use is a legitimate one. No matter what you are buying, whether it’s a game on Unibet, a book from an online store, or booking a vacation through an online travel agent, make sure that you are happy before giving away any information. The aforementioned sites are entirely safe, but others might not be, and that’s where you need to be careful.
You can search for reviews to make sure that other people have used the site safely, and to see if there were any problems. You should also double check the domain name – it might look like the site you intended to go to, but is it really? Are there subtle spelling mistakes that can mean you’re going somewhere else instead? Plus check out the payment options; bank transfers could be dangerous, but Paypal or using a credit card are much safer.
Don’t Use Public Wi-Fi
Public Wi-Fi is useful, and is provided by a number of different places across the world and other popular spots. So, you might assume that it is perfectly safe to use, and log in without thinking.
The problem is that, because it’s there for everyone to use, public wi-fi has to be open to all. That means that cybercriminals can use it just as easily as everyone else, and it means that nothing is protected as there are no passwords or other levels of security in place.
You can certainly use public Wi-Fi to browse social media or check up on a question you might have about something, but you should never use it to do any form of online buying or banking, as the risk is too high.
Use A Credit Card
The idea of using a credit card doesn’t appeal to everyone because they worry they are going to get into debt. However, if you’re careful and follow tips from Fin Healthy that won’t happen. Ideally, you should use the card each month in the place of a debit card, and then pay the whole thing off once you are paid at the end of the month. Not only will you keep track of your spending, but you will also be much safer when buying online.
There are many protections in place when you use a credit card that aren’t there for other types of payment. This means that, should your money be stolen through a scam site, or because someone has accessed your information, you can quickly get the money back and not lose out completely.