Student Credit Cards - EasyFinance.com

Student Credit Cards

Student credit cards are a great way for students to learn to manage their finances responsibly and establish a credit history. However, there are some restrictions, students under 21, unless they are able to repay their debt independently, need an adult co-signer to get approved for a credit card.

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Student Credit Cards

Students who find themselves living away from home for the first time in their lives can often benefit from student credit cards which are specifically designed to help them deal with a cash flow crunch. However, it is crucial for every student to use their credit card wisely and to develop the habit of paying the balance in full at the end of each month. This habit will result in teaching a student how to manage their money responsibly.

Student credit cards should ideally come with a low interest rate, but this is rarely the case. When searching for a student credit card, don't be dazzled by cards which offer a high number of incentive rewards because they will almost certainly come with high interest rates as well. Stay away from cards that have terrific introductory offers as well because these always come with a price, usually one that is higher than you will want to pay over time.

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