Cash Advance - FAQ
What is a Cash Advance?
A Cash Advance is a small amount of money borrowed against your paycheck. Customers take a payday loan to cover small and unexpected expenses. Cash advance does not require any credit score check.
What do I need to get a Cash Advance?
Qualifying for a Cash Advance is an easy task, but there are still some requirements that need to be met:
- you have to be a U.S. citizen,
- you have to be at least 18 years old,
- you need to be employed (or at least to have a regular income),
- you need to have a checking account.
How long does the process take?
The process of getting approved for a Cash Advance usually takes from a few hours to one day from the moment you apply. The waiting period depends on the lender who you were matched with, but the money should be available on your checking account the very next day.
Do I need a collateral to apply for a Cash Advance?
Yes, but not in the form of an asset. Your job and your paycheck are your collateral.
Will you charge me for using your application tool?
Using EasyFinance.com application tool in order to get matched with lenders offering Cash Advance is free of charge for our customers.
How is the amount of a Cash Advance determined?
The amount of a Cash Advance offered to you by lenders is based on your financial capabilities, mainly your current income.