If you’re part of a childfree couple, you probably have a lot more disposable income than your friends who have one or more children.

And, while that’s definitely nice, that doesn’t mean you shouldn’t be careful with your money. Sure, you might not have to save up for Junior’s college education or doctor’s bills, but you still have expenses and two adult lives to take care of.

Thus, childfree or not, there are many reasons that you should be saving money where and when you can.

Emergencies Happen

Even without a child to care for, life can still throw you some major curveballs! 

Your car might break down when you’re not expecting it, for example. Or, you or your partner could fall ill and be faced with medical expenses. Then, there’s the possibility that a costly home appliance might break or that one of you might lose your job.

Whatever the case may be, when life throws an unwelcome surprise at you, you need to be prepared, and that’s hard to do if you don’t have money saved. Best case scenario, you should save at least three months’ worth of income for emergency use. If that’s not quite doable just yet, then start by aiming for a smaller but still somewhat substantial figure, like $1000 to $5000.

If it’s too late for that and an emergency does pop up, then consider turning to helpful options like get a car title loan to get you through your time of need. These loans can also be used to secure an emergency savings fund and get your savings started on the right path.

You Deserve a Dream Vacation

Not all reasons for saving have to be serious.

In fact, once you’ve got that emergency fund taken care of, you may want to start planning for something fun, like a dream vacation.

Every couple deserves a getaway from time to time. And, since you won’t have to worry about taking children along or securing childcare, you’ll enjoy it even more.

You and your partner can plan a vacation and when you’d like to take it. Add up the expenses involved and, from there, determine how much you’d need to save each week or month to take your vacation at your chosen time.

Saving for and working toward that dream vacation can be a bonding experience in and of itself. Plus, it will teach you a lot about saving and how quickly a little money can add up.

You May Need A Change

When you don’t have children, you don’t have to worry about putting money into a college fund they can access in the future. 

However, you may decide you’d like to go back to school one day. Late-life schooling and career changes are becoming more and more common, and it’s nice to save some money and  know you have the option.  

Even if you want to change careers without going back to school, you’ll likely need extra money as you hunt for a new job or potentially move or secure a new home to be closer to a new workplace.

In fact, any type of major life change often requires money, which is why it’s smart to save, just in case you ever feel the need to breakout and do something different.

Saving is a good goal for everyone, be it large families or couples without kids. If you fall into that second category, it may be tempting to skip out on saving, but remember, you matter too, with or without children. Thus, be sure to save for your future and yourself!