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Secure peace of mind with a prepaid funeral plan

Posted February 25, 2013 by Kylasmith to Family Finance 0 0
This post was written by a EasyFinance.com Community member. The views expressed below may not reflect the views of EasyFinance.com.

No one likes to think about death, but you can save yourself and your family a lot of stress by making arrangements for your funeral in advance. This way, you can be sure your funeral will be the way you want it to be and you will be helping relieve the burden on your loved ones at a difficult time.

A difficult subject that requires some consideration.

Planning your own funeral may seem like a daunting and difficult task, but early planning not only helps your family emotionally, but financially too, as you can cover the cost of the funeral in advance. It will also secure your family from rising funeral costs in the future by paying for it today. Inform your family about what you are doing. It will be good to have them involved so when the time comes, they will know what has been arranged and who to contact to begin proceedings. When preplanning your funeral, you will be appointed with a funeral director, who having met you and discussed your requirements, will be able to give your family all the support they need.

When you have paid four your funeral in advance, the amount you have paid guarantees the services you have paid for, no matter how much prices may have risen in the interim. Your plans and what you have paid for will be written down in a plan summary so you can go over it with your family and they will have a written record of your wishes and what you have paid for.

You can also take advantage of additional support services when getting advice on prepaid funeral plans, such as care services offering advice on elderly care and care homes, advice on life insurance, writing your will, selling your house and health support in the event of a diagnosis of a serious illness.

Payment options and arrangements for your funeral plan.

You can pay for your funeral in one full payment or spread the cost over one, two or three years, by setting up a direct debit. If you happen to miss a payment, then you will normally have thirty days to make the payment without jeopardising your plan. If you should die before completing the payment of your plan, the person tasked with arranging your funeral can pay any amount still outstanding in one payment or cancel the plan, in which case a refund will be made.

When paid, there will be no additional costs to your family unless they request extra services not covered by the plan. You can take out a prepaid plan from the age of eighteen and you will not be required to undergo a medical, nor do any preexisting medical conditions affect your ability to take out a plan.

You can make sure your funeral runs the way you want it to with prepaid funeral plans by filling out a request form to help personalise the service. Things that can be personalised include music and readings. At the time of your funeral, your family may want to arrange additional services such as flowers, additional limousines and newspaper notices.


About Kylasmith: Smith writes regularly on financial planning, life insurance and prepaid funeral plans, for a range of financial websites and blogs.

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