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Preparing for Your Social Security Online Application

Posted March 24, 2013 by Justine to Retirement 0 0
This post was written by a EasyFinance.com Community member. The views expressed below may not reflect the views of EasyFinance.com.

Are you ready to apply for your Social Security retirement benefits? The good news is that the new online application process at socialsecurity.gov does not take long. In fact, many people will complete their submission in about 30 minutes. But just because the process is simple does not mean you shouldn’t come prepared.

Most of the important decisions you need to make should be considered well in advance of applying. For example, you need to decide when you want to claim benefits and how you want to draw spousal benefits if applicable. These are the conditions that will impact your benefits the most, so you may want to invest in a book like the Social Security Retirement Guide.

Outside of the long-term decisions, there are several pieces of information you will be asked for during the application. This includes you and your spouse’s personal information, employer contact details, and any applicable dates related to marriage, divorce, and death.

Keep in mind it is recommended that you apply up to four months before you want your retirement benefits to begin. For example, if you want to receive benefits in June then you would file by the end of January to be safe.

Social Security will process your application and contact you if any further information is needed. There's no need to drive to a local Social Security office or wait for an appointment with a Social Security representative.

Things that you will be able to check online

Following are some of the things that you will able to do online:

·         You can request for a social replacement card.

·         You can appeal or challenge a decision in case you were denied disability benefits.

·         You can also easily benefit by applying for spousal and retirement benefits.

·         You can also change your telephone number and address.

Reasons for submitting your Social security Application Online

The prime reasons why you should submit your applications online are as follows:

1.       You can easily access and apply for the benefits from the comfort of your home.

2.       You will not have to visit the brick and mortar social security office and stand in the long queue. All the stuffs can be easily sufficed online.

3.       The entire online application can be completed within 15-20 odd minutes. So it can be ensured from this that how convenient the process is.

These are some of the true benefits of this type of social security application. You can also get to know more on this with a little search on the search engines.

Things to keep in mind

One can submit an application if he/she is at least 61 years 9 months old and resides in the United States or its territories. The most important thing that should be kept in mind is that those who have already applied for this should not make further applications. So these are some of the important things that should be borne in mind before making an online social security application.

About Justine: Justine Williams is a financial writer. He writes for various companies including a leading Social Security retirement company  socialsecurityretirementguide.com.

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