Potential Benefits of Getting CA Loans From Bajaj Finserv

Also known as ‘Business Loan for Chartered Accountant’, this loan is especially designed for consultants and practicing Chartered Accountant working in a government/private organization. If you intend to expand your scale of operations, the Chartered Accountant Loan offered by Bajaj Finserv promises a number of benefits along with quick approvals and a low rate of interest.

Bajaj Finserv provides Chartered Accountant loans up to Rs. 30 lakh, the highest loan amount offered by any online loan provider in India. Besides, there are no guarantors or collateral involved to avail this loan. The borrower can also choose from flexible repayment tenors, ranging from 12 months to 60 months. Besides, Bajaj Finserv offers an industry first facility, the Flexi Loan account, which ensures a considerable degree of flexibility when it comes to managing your finances, thus allowing you to save more. According to this scheme, you are allotted to credit limit, which can be used as per your discretion. Thereafter, you can pay your CA loan interest rate on the amount utilized and not on the overall credit assigned.

According to the CA loan eligibility criteria, the borrower should be 4 years from COP as of today, and he/she must own a parental house/own office. The required documents for Bajaj Finance loan for Chartered Accountants include, COP certificate, KYC document proof, address proof, PAN Card copy, on property proof, etc. CA loans can be used for a myriad of purposes, such as,

1.Covering property costs- you can avail these loans to set up new office in a rented space or in a newly purchased property. Alternatively, it can also be used to convert a room in a residential property into office space.

2.Paying registration fees- It goes without saying that setting up a new CA firm requires payment of a hefty registration fee. This can be covered through CA loans.

3.Buying furniture and computers- funds of a CA loan can be used to procure a number of equipments that are indispensable for an office of a CA, such as, computers, photocopy machines, desks, chairs, and ACs.

4.For recruitments- A CA loan can be put to useAlso known as ‘Business Loan for Chartered Accountant’, this loan is especially designed for consultants and practicing Chartered Accountant working in a government/private organization. If you intend to expand your scale of operations, the Chartered Accountant Loan offered by Bajaj Finserv promises a number of benefits along with quick approvals and a low rate of interest.

5.Bajaj Finserv provides Chartered Accountant loans up to Rs. 30 lakh, the highest loan amount offered by any online loan provider in India. Besides, there are no guarantors or collateral involved to avail this loan. The borrower can also choose from flexible repayment tenors, ranging from 12 months to 60 months. Besides, Bajaj Finserv offers an industry first facility, the Flexi Loan account, which ensures a considerable degree of flexibility when it comes to managing your finances, thus allowing you to save more. According to this scheme, you are allotted to credit limit, which can be used as per your discretion. Thereafter, you can pay your CA loan interest rate on the amount utilized and not on the overall credit assigned.

6.According to the CA loan eligibility criteria, the borrower should be 4 years from COP as of today, and he/she must own a parental house/own office. The required documents for Bajaj Finance loan for Chartered Accountants include, COP certificate, KYC document proof, address proof, PAN Card copy, on property proof, etc. CA loans can be used for a myriad of purposes, such as,

7.Covering property costs- you can avail these loans to set up new office in a rented space or in a newly purchased property. Alternatively, it can also be used to convert a room in a residential property into office space.

8.Paying registration fees- It goes without saying that setting up a new CA firm requires payment of a hefty registration fee. This can be covered through CA loans.

9.Buying furniture and computers- funds of a CA loan can be used to procure a number of equipments that are indispensable for an office of a CA, such as, computers, photocopy machines, desks, chairs, and ACs.

10.For recruitments- A CA loan can be put to use for hiring and recruitment purposes for a new office.

11.Paying for a diploma or certification course- if you want to enhance your professional skills, you can utilize the CA loan to pay for any relevant diploma or certification course.

12.Before applying for this loan, you need to make sure that the amount applied for is in line with your requirements and the EMI structure is in agreement with your repayment capacity.

13.The following are the advantages of opting for a CA loan from Bajaj Finserv:

14.No collateral: you don’t have to worry about arranging collateral for the loan you need. The professional loans for chartered accountants are unsecured loans which are available without collateral. In case you need urgent funds, all you need to do is make an application, submit the required documents, and the loan amount will reach you within a couple of days.

15.Flexible tenures: these loans can be availed for a minimum period of 12 months and a maximum period of 60 months. You can choose a repayment period depending on your individual preferences and financial liabilities.

16.Suitable EMIs: The repayment scheme which best suits you will help you repay the loan. You should also take other financial commitments into consideration and choose an EMI plan that will help you repay the loan in a smooth manner.

17.Large loan: this loan is accompanied by high principals, at times as high as Rs. 35 lakhs. Make a budget and see exactly how much you need, and accordingly apply. It is crucial to borrow only as much as you need, even if you are eligible for a higher amount.

18.Lowered fees and charges: This is yet another benefit of the CA loan from Bajaj Finserv. Again, most of the loan providers do not charge any prepayment or foreclosure charges on the professional chartered accountant loans.

19. For hiring and recruitment purposes for a new office.

20.Paying for a diploma or certification course- if you want to enhance your professional skills, you can utilize the CA loan to pay for any relevant diploma or certification course.

Before applying for this loan, you need to make sure that the amount applied for is in line with your requirements and the EMI structure is in agreement with your repayment capacity.
The following are the advantages of opting for a CA loan from Bajaj Finserv:

a.No collateral: you don’t have to worry about arranging collateral for the loan you need. The professional loans for chartered accountants are unsecured loans which are available without collateral. In case you need urgent funds, all you need to do is make an application, submit the required documents, and the loan amount will reach you within a couple of days.

b.Flexible tenures: these loans can be availed for a minimum period of 12 months and a maximum period of 60 months. You can choose a repayment period depending on your individual preferences and financial liabilities.

c.Suitable EMIs: The repayment scheme which best suits you will help you repay the loan. You should also take other financial commitments into consideration and choose an EMI plan that will help you repay the loan in a smooth manner.

d.Large loan: this loan is accompanied by high principals, at times as high as Rs. 35 lakhs. Make a budget and see exactly how much you need, and accordingly apply. It is crucial to borrow only as much as you need, even if you are eligible for a higher amount.

e.Lowered fees and charges: This is yet another benefit of the CA loan from Bajaj Finserv. Again, most of the loan providers do not charge any prepayment or foreclosure charges on the professional chartered accountant loans.