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On a Budget? There's an App for That

Posted July 30, 2012 by Taylor Swanson to Frugality 0 0
This post was written by a EasyFinance.com Community member. The views expressed below may not reflect the views of EasyFinance.com.

Signing up for a data-plan with the Apple iPhone costs a few dollars. If you are among the fortunate ones to have and use an iPhone, take advantage of some of the money saving apps to help defray the cost of data-plans and the iPhone itself. If you want to save money buying gas, managing a household budget, your weekly grocery bill or for going out to a movie, there's an app for that. Use the apps along with fatwallet.com to find great savings and keep your budget intact.

Gas Buddy

Gas Buddy lets you find the cheapest gas wherever you may be. Open the app and enter the zip code of your location. Let the app work its magic and then voila! You get a screen readout and a map with directions showing you the way to save money on your next fill-up.

Grocery Gadget

Compare products, shop for bargains and make sure you are not overpaying for items with Grocery Gadget. Open the app and use it to scan ISBN codes on the product labeling to bring up information about the item, similar items, and what the average price of the product should be. Avoid overpaying or buying something that may not be what you need with Grocery Gadget.

ATM Hunter

For those who use MasterCard Debit Cards, avoid those nasty ATM fees by using the ATM Hunter app. This app let's you search for fee-free ATMs for your MasterCard Debit in your area. Enter zip codes to get a list of available ATM machines that do not charge a fee for your card in your area.

Skype or Facetime

Skype is now cleared for use out of the Apple App Store and on iDevices. Skype allows free Skype-to-Skype account calling and video chats. Use this to keep monthly phone bills down or to keep up with friends and family overseas with limited fees. For example, you can video chat for free with someone who has a Skype account, even if they are in another country.

Facetime is Apple's proprietary app for the same purposes. Anyone using an iPhone, iPad, iPod Touch or a Mac with the iMessage program (found in the latest OS Mountain Lion) can take advantage of free video chats or texting sessions. Facetime only works between two iDevices. Other smartphones or devices do not work with the app, unlike Skype.

Airfare Pro

Save money on your next flight using Airfare Pro. This app searches all available travel search engines to pull up the guaranteed best fare for your flight. The app offers a "100 percent lowest fare guarantee." If you find a lower fee for the same flight, Airfare Pro will give you the price of the fare plus 10 percent. This means you are sure to get the best fare for any upcoming trip.

Happy Hours App

When the workday is done and you are ready to unwind, open the Happy Hours App and find the best drink specials, meal and treats and places to meet. Have fun and still manage to save a few bucks with the Happy Hours App.

 

Grow your emergency cushion with flexible funding

Even the best budgeting apps cannot predict every medical bill or car repair. When life spikes your expenses, a quick 1500 dollar loan supplies breathing room so you can handle the hit now and repay in manageable installments later.

Use short‑term solutions to stay on track

If your paycheck schedule and bill due dates refuse to align, you do not have to dip into savings. Responsible short term loans no credit check cover the gap so your budget stays intact and late fees never appear.

Leverage installment options that report positive payments

Some budgeting apps connect directly to credit bureaus, letting you see the benefit of on‑time loan payments in real time. Choosing online loans for bad credit that report to major agencies helps improve your score without derailing your monthly allocations.

Cover micro‑expenses with fast online advances

Subscription renewals or app upgrades under $500 can still throw off a tight budget. A speedy $500 cash advance no credit check gives you funds the same day, then fades away over a few pay periods.

Tap micro‑loans for true pocket‑size problems

Need to replace broken earbuds or pay an unexpected parking ticket? Skip the credit‑card interest spike and use a tiny $255 payday loans online same day option that aligns perfectly with next week’s paycheck.

Because Budgets Break: Instant Cash Safety Nets

Even the smartest budgeting app cannot predict an emergency vet bill or a cracked phone screen. If you need money fast, tap a platform that connects you with a 1000 dollar loan bad credit direct lender right from your device. For truly urgent setbacks, many users turn to emergency loans bad credit services that can deposit funds the same day so the crisis does not derail next month’s plan.

Financing for Tougher Credit Profiles

Some budgeting enthusiasts carry past credit missteps. Modern fintech apps integrate offers for high risk personal loans guaranteed approval to make sure lower scores do not block access to basic liquidity. If you just need a modest top-up before payday, pre-qualify inside the app for bad credit loans without filling out long paper forms.

Scaling Your Goals with Mid-Size Loan Options

When your budgeting roadmap calls for a larger purchase—think laptop upgrade or moving costs—your phone can still help. Many finance apps now pair users with a quick 1500 loan that spreads repayment over several paychecks. If you prefer an even shorter commitment, swipe to see offers for short term loans for bad credit and compare total interest before committing.

About Taylor Swanson: Taylor Swanson has an iPhone and iPad loaded with apps. In order to keep up to date with his iDevices, Taylor needs to save money any way he can, including money saving apps themselves.

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