Automobile accidents are a part of life that cannot be avoided. If you’ve found yourself on the receiving end of a car accident, you can file a legal claim and receive monetary compensation. Here are 8 tips that will help you maximize the return you get from filing said claim.
1. Review Your Policy
Do you have more than one insurance policy? Check them. Any one of them may be able to provide the coverage for the accident that occurs. An insurance claim can be filed under any policy, especially credit card paperwork and umbrella policies. You want to find out now if your insurance is good rather than later, when tragedy strikes.
2. Seek Professional Help
Your insurance agency should receive nothing in writing until you fully understand every inch of your coverage. Personal injury attorneys know more about civilian rights than civilians do; if for any reason whatsoever, you are unsure about your rights in a vehicle accident, a truck accident injury attorney will make you aware of your rights.
3. Keep Documents Accurate
Always make sure you keep accurate records of the accident. This includes photographs taken by you and anyone at the scene. You will also need to gather up the following: medical treatment documents, potential witness statements and written police reports. Luckily, hiring a professional car accident attorney will take care of most of these steps for you.
4. Do Therapy
If you were severely injured during the collision, your recovery time may still be ongoing during legal proceedings. Unfortunately, this may mean that you receive a fraction of your settlement. That’s why it is important for you to go to rehabilitation therapy sessions.
When you visit your physician, it is crucial to relay every single detail about pain point and symptom you have. Even if it seems like it doesn’t relate. Every iota of pain you feel may be related to the accident (should you ever have one). These documents are beyond value for proof of your injuries.
6. Value of Car
If your vehicle is wrecked, do everything you can to make sure that you understand the value of your car pre-crash. The insurance’s claims adjustor may come to you with a number significantly lower than yours. You will have to determine your car’s value which you can then use against their claim. Another tactic adjusters use is telling you not to seek the counsel of an attorney, if you haven’t found one yet.
7. Avoid Insurance Adjusters
Insurance adjusters are people who perform investigations. They work for the other party’s insurance agency, and will do everything they can to find any discrepancies between your claim – trying to weed out errors and lies. Never, under any circumstances, meet with an insurance adjuster by yourself. Their job is to get you to agree to a settlement far below your rightful payment compensation.
If the physician gives you the green light for working: continue working. When your claim reaches the courts, the jurors will look favorably on you for working amidst this potentially traumatic evident. Showing that you can work as many hours as you possibly can, and remain healthy, puts you in a good light.
Keep receipts of everything under the sun. Repair work that must be done to your vehicle. Medical bills. Keep all the receipts you receive from the date of the accident to the date you receive your full monetary compensation.